Category
UAE property calculators
Free UAE property and rental calculators. UAE Central Bank mortgage rules (down payment, DBR, LTV), Dubai RERA rent increase cap, rent vs buy comparison, mortgage refinance savings, and Ejari registration cost. Built on CBUAE published rules and RERA index.
5 calculators in this category.
UAE Mortgage Calculator
Monthly payment, down payment and Debt Burden Ratio under UAE Central Bank rules
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Dubai Rent Increase Calculator
Dubai's RERA (Real Estate Regulatory Agency) rental index cap
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UAE Rent vs Buy Calculator
Should you rent or buy your UAE home? Multi-year cost comparison
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UAE Home Loan Refinance Calculator
Should you refinance your mortgage? Lifetime savings vs fees
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Ejari Registration Cost Calculator
Dubai tenancy contract registration — DLD fees and channels
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Frequently asked questions
What's the minimum mortgage down payment in UAE?▾
For UAE residents on first property: 20% if value ≤ AED 5M, 30% if above. Non-residents: 25% / 35% on the same thresholds. Off-plan: 50% (paid in instalments to developer). Second/subsequent property: 40%. The Mortgage Calculator applies the right rule based on borrower type + property order.
What's the Debt Burden Ratio (DBR)?▾
Total monthly debt payments (mortgage, car loan, credit cards, personal loans) divided by monthly income. UAE Central Bank caps DBR at 50% — banks won't approve a mortgage that pushes you above. The Mortgage Calculator shows your DBR before and after the new loan.
How much can my Dubai landlord raise my rent?▾
RERA (Real Estate Regulatory Agency) caps annual increases based on how much below market your current rent is. 0-10% below market: no increase. 11-20% below: up to 5%. 21-30% below: up to 10%. 31-40% below: up to 15%. >40% below: up to 20%. The Dubai Rent Increase Calculator pulls in the RERA index.
Is it cheaper to buy or rent in UAE?▾
Depends on price-to-rent ratio in your area, how long you'll stay, your mortgage rate, and rental yield. As a rule of thumb: under 3 years, rent wins. Over 7 years, buying usually wins. 4-6 years is mixed — use the Rent vs Buy Calculator with your specific numbers.
What is Ejari?▾
Dubai's mandatory tenancy contract registration system, run by the Dubai Land Department. Every rental contract must be Ejari-registered to be enforceable and to enable DEWA, internet, school admissions, and visa renewals. The Ejari Calculator shows the total cost (AED 155-300 depending on channel).