Property

Net rental yield

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Average yield

Gross yield6%
Effective rent (after vacancy)AED 82,500
Total annual expensesAED 31,625
Net annual incomeAED 58,375
Net monthly incomeAED 4,865

Expense breakdown

  • Service chargesAED 12,000
  • Property managementAED 4,125
  • VacancyAED 7,500
  • Insurance + maintenanceAED 8,000
At this net yield, the property pays back its purchase price in roughly 25.7 years from rental income alone — capital appreciation is on top.

Frequently asked questions

Gross yields in Dubai typically range 4-9% depending on area and property type. Studios and 1-bedrooms in mid-tier areas (Jumeirah Village Circle, Dubai Silicon Oasis, International City) often hit 7-9% gross. Prime areas (Downtown, Palm, Marina) usually 4-6%. Net yield is typically 2-3 percentage points lower after service charges and vacancy.

Gross yield ignores costs — service charges, agent fees, vacancy, maintenance, insurance. Net yield subtracts these. The gap can be 30-40% in Dubai because service charges alone often consume 15-20% of rent.

Yes — for a true yield calculation, use your all-in acquisition cost: purchase price + 4% DLD + 2% agent + AED 4,000 trustee. That's what your money is actually tied up in.

Short-term rentals (DTCM-licensed holiday homes) can earn 30-50% more gross than annual lets in tourist areas, but with higher costs: cleaning, utilities, management (often 20-25%), and 30-40% vacancy. Use the gross yield from your projected annual revenue and adjust the management/vacancy fields accordingly.

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