UAE Salary Calculator

Zero. The UAE has no personal income tax for any resident, expat or national. The figure on your payslip is the figure that lands in your bank account, minus any pension contribution (UAE/GCC nationals only) or voluntary deductions you've agreed to.

Because basic salary is what your end-of-service gratuity is calculated on. If you earn AED 20,000 total but only AED 10,000 is labelled 'basic', your gratuity is based on AED 10,000. The lower your basic, the less gratuity you get. It's the single most-overlooked detail in UAE employment contracts. Quick mode skips this because if you only want net take-home, it doesn't matter.

Most UAE employers structure salary as 50-60% basic, with the rest as housing, transport, education, and other allowances. Some firms set basic as low as 30% to reduce gratuity exposure. Before signing a new contract, check the basic figure — it directly affects what you walk away with.

GCC nationals working in the UAE contribute to their home-country pension scheme, with the UAE employer paying the employer-side contribution. The employee contribution is generally 5%, same as UAE nationals. Specific rules depend on the home country (Saudi Arabia uses GOSI, Kuwait uses PIFSS, etc.).

DEWS (DIFC Employee Workplace Savings) is the end-of-service savings scheme for private-sector employees in DIFC. Employers contribute about 5.83% of basic salary monthly. The employee can also contribute voluntarily. DEWS doesn't reduce gross take-home — it replaces the traditional gratuity system for DIFC employees and is held in a regulated trust on the employee's behalf.

Gratuity isn't paid monthly — it's a lump sum at the end of service. But the accrual rate is fixed: 21 days of basic pay per year for the first 5 years, then 30 days per year. For an AED 10,000 basic salary in years 1-5, that's AED 7,000 per year accrued, or about AED 583 per month. The Customize mode shows your monthly accrual rate as a reference figure.

Quick mode answers one question: 'What lands in my bank account each month?' Just gross salary and nationality. Customize adds basic-salary split for gratuity tracking, your years of service for the end-of-service payout estimate, a multi-year salary projection at your set increment, your effective hourly rate, and the value of your paid annual leave folded into total compensation. Most users start in Quick and switch to Customize when comparing job offers.

Customize mode applies your annual increment percentage compounded for 1, 3, and 5 years forward. So if you earn AED 20,000/month today and expect a 5% annual raise, in 5 years that becomes AED 25,526/month. The cumulative net figure adds up all five years of net take-home — useful for retirement or property planning.

No. You're not entitled to any gratuity below 12 months of completed service. Probation doesn't count toward those 12 months. The calculator shows AED 0 if your years of service is under 1.

That depends entirely on your home country's tax treaty with the UAE and your residency status. Some treaties exclude income earned in the UAE from home-country tax. Others don't. Common rule: if you spend over 183 days outside your home country, you may be exempt — but check with a tax advisor or your home-country tax authority before relying on it.