About liphyr

Liphyr is a free collection of calculators and guides for the UAE, built by Mohammad Kasim. The first version went up because the existing UAE calculators kept giving the wrong number — either the math hadn't been updated after the 2022 labour law, or the rules for non-resident borrowers had drifted from what the UAE Central Bank actually publishes, or the tool was paywalled behind a sign-up.

Every tool answers the question first. Ads later. No inputs are stored, no account is required, and no part of the answer is hidden behind a paywall.

How the numbers are verified

Every calculator uses rules and figures traceable to a primary source — MOHRE, RERA, the Federal Tax Authority, the UAE Central Bank, the Ministry of Interior, ICP, GDRFA Dubai, or the relevant federal decree-law. Each tool states when it was last checked and links directly to that source so anyone can audit it themselves.

Because UAE laws and fine schedules change, each tool is re-verified on a rolling schedule — not just at first launch. If you spot a rule that has moved, email hello@liphyr.com and it gets fixed inside the working day.

What this site doesn't do

It doesn't store your inputs. Everything runs in your browser. It doesn't sell your data — because it doesn't have it. It doesn't give legal, tax or financial advice. It gives clearly-sourced estimates you can use as a planning baseline. For anything that matters, verify with the relevant authority or a licensed UAE professional.