Your subscriptions
Up to 12. Name, monthly cost, billing cycle
Biggest line item
Gym — AED 300/mo (AED 3,600/yr)
If invested instead (7%/yr, 10 yrs)
AED 68,295
Frequently asked questions
Almost every subscription raises prices yearly. Netflix UAE went from AED 29 to AED 56 for the standard plan between 2020 and 2025 — about 14% per year. Spotify, YouTube Premium, iCloud, gym memberships all do the same. 5% is conservative; 8% is realistic for popular streaming services.
Count it as one — that's what hits your card. But review what's inside it. Most people pay for the family Apple One bundle and use 2 of its 6 services. If you'd cancel 3 of the 6 if they were separate, you're overpaying.
If you cancelled all these subscriptions and invested the same monthly amount in an index fund earning 7% annually (S&P 500 long-term real return), this is what you'd have in 10 years. The compounding effect is what makes subscription bloat expensive — every AED 100/month is roughly AED 17,000 in a decade.
Yes — STARZPLAY (~AED 21/mo), Anghami Premium (~AED 19/mo), Careem Plus (~AED 24/mo), Talabat Pro (~AED 19/mo), Noon One (~AED 199/yr), du Home internet (~AED 389/mo), Salik account top-ups, RTA Nol balance, Empower district cooling (often AED 200-500/mo for villa/apartment).
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