Your subscriptions
Up to 12. Name, monthly cost, billing cycle
Biggest line item
Gym — AED 300/mo (AED 3,600/yr)
If invested instead (7%/yr, 10 yrs)
AED 68,295
Related tools
Compound Interest
See how a starting amount and monthly savings grow over time
Daily Habit Cost
Coffee, cigarettes & snacks compounded over decades
Mobile / Internet
Find the cheapest Etisalat or du plan for your usage
Savings Goal
Monthly required to hit a target — or time required at current rate
Investment Return
CAGR from known values, or future value from monthly contributions
Frequently asked questions
Almost every subscription raises prices yearly. Netflix UAE went from AED 29 to AED 56 for the standard plan between 2020 and 2025 — about 14% per year. Spotify, YouTube Premium, iCloud, gym memberships all do the same. 5% is conservative; 8% is realistic for popular streaming services.
Count it as one — that's what hits your card. But review what's inside it. Most people pay for the family Apple One bundle and use 2 of its 6 services. If you'd cancel 3 of the 6 if they were separate, you're overpaying.
If you cancelled all these subscriptions and invested the same monthly amount in an index fund earning 7% annually (S&P 500 long-term real return), this is what you'd have in 10 years. The compounding effect is what makes subscription bloat expensive — every AED 100/month is roughly AED 17,000 in a decade.
Yes — STARZPLAY (~AED 21/mo), Anghami Premium (~AED 19/mo), Careem Plus (~AED 24/mo), Talabat Pro (~AED 19/mo), Noon One (~AED 199/yr), du Home internet (~AED 389/mo), Salik account top-ups, RTA Nol balance, Empower district cooling (often AED 200-500/mo for villa/apartment).
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