Finance

Car Depreciation Calculator (UAE)

Forecast your car's resale value year by year. Built on UAE market depreciation averages by brand category.

Resale value after 5 yr

0

55.8% retained · Hyundai / Kia

Total depreciationAED 53,078
Average per yearAED 10,616
Average per monthAED 885

Year-by-year

  • Year 1AED 102,00085%
  • Year 2AED 91,80076.5%
  • Year 3AED 82,62068.9%
  • Year 4AED 74,35862%
  • Year 5AED 66,92255.8%

How to use

  1. 1

    Enter the car's purchase price (new).

  2. 2

    Pick a brand category. Toyota/Lexus hold value best in UAE; German luxury and EVs depreciate fastest.

  3. 3

    Set how many years to project — typically 3-7 for a realistic ownership window.

  4. 4

    The result shows year-by-year resale value and total depreciation cost.

Frequently asked questions

Three factors. (1) Reliability reputation — UAE buyers actively seek used Toyotas for their longevity in heat. (2) Service-network depth — every emirate has multiple Toyota service centres, making out-of-warranty ownership cheap. (3) Spare parts availability — both genuine and aftermarket parts flood the market. A 5-year-old Land Cruiser typically retains 55-65% of its purchase price; a 5-year-old Mercedes S-Class retains 35-45%.

Battery technology evolves fast. A 2022 Tesla Model 3 with 350km range looks dated next to a 2026 model with 500km range and faster charging. UAE buyers also worry about battery replacement cost (~AED 80-150k on a Tesla), which suppresses used prices. Expect 20-25% year-1 depreciation on EVs, similar to luxury brands.

The defaults assume normal UAE mileage (~20,000 km/year). High mileage (>30,000 km/year) accelerates depreciation by roughly 2-3 percentage points per year. If you commute Dubai-to-Abu Dhabi daily, expect to be at the upper end of the brand category's range.

Major impact, not captured here. Full agency service history adds 5-10% to resale; no service history takes 10-15% off. Documented accident history can take 25-40% off the resale value, even if the repair was perfect. UAE buyers are notoriously cautious about accident-history cars.

It's a category estimate — actual model-by-model varies. Toyota Land Cruiser holds value better than a Camry; BMW 3-Series depreciates faster than an X5. For a precise resale forecast, check Dubizzle Cars for current asking prices of the same model 3-5 years older than yours.

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Source: UAE used-car market data (Dubizzle Cars, Cartrade, Carswitch) — brand category averages · Last verified 2026-06. This tool provides estimates only and is not legal, tax or financial advice. Always verify your specific situation with the relevant UAE authority or a licensed advisor before taking action.